yorkshire building society loyalty six access saver isa

We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. Pound rises against dollar and euro as investors continue Credit Suisse shamed by financial regulators over its Record 330million prizes will be paid to Premium Bonds Weir Group shares soar as engineer boasts record order What you need to know about new number plates on cars Persimmon warns on profits and slashes dividend by 75% as Do not sell or share my personal information. Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first. If you already have money deposited into an ISA in a previous tax year and want to move it to a new ISA, that doesnt count towards your allowance for the current tax year. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. the branch manager who was aware of my query did not show herself till about 20 mins later to tell me i had brought the wrong type of bill. Loyalty Six Access Saver e-ISA About this Factsheet This factsheet contains the product terms for the Loyalty Six Access Saver e-ISA. At a time when big sums are sitting in accounts, initiative aims to reward almost 1.7m loyal members. Some links in this article may be affiliate links. endobj I don't feel I can trust them, so I have moved my money and am closing my account after only 14 days. For an account to be easy access rather than instant access, it means there may be a short wait when you want to take money out and there can be limits on the number of withdrawals you can make. Some of its accounts are easier to open than others. $~QJ]f*2$Y $O`)+SNkg*%DK {0hf)F*u-gKrkV This may mean that you cant make any withdrawals until the term of your Cash ISA ends, or risk losing your tax free status. endobj Felix has a postgraduate qualification in international journalism and is also a broadcast journalist. Yorkshire Building Society says if Britons save little and often they can reap more benefits than only putting larger chunks of money aside when they are able to. Coventry Building Society: 3.00%: 1: Harpenden Building Society: 3.00%: 1: Is Volopas business payments platform right for your business? Anyone can write a Trustpilot review. If you want to learn more about ISAs, read, Once youre ready, you can apply online through the YBS website, in a branch, or by calling. We also run through some helpful rules of thumb for any investor. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. READ MORE:Britons in higher bracket can do 2 main things to reduce tax payments. The rate varies from 0.6% to 0.82% AER. Once youve worked out the type of account, these are useful aspects to bear in mind when youre comparing accounts: Yorkshire Building Society offers online banking and has a mobile app. We take a detailed look at the Kuda money app to see how it works. Six Access Saver A straightforward way to save that also gives you the option to make a set number of withdrawals throughout the year. YBS made a mistake by not specifying the account number when they sent the request to the other bank. Yorkshire Building Society will allow customers to deposit between 1 and 2million. {"menuItems":[{"label":"Is it easy to open a Yorkshire Building Society savings account? Is commercial property a great value investing opportunity? <>stream All rights reserved. [/ICCBased 60 0 R] Find out how we combat fake reviews. % The Rainy Day account will pay the variable blended interest rate starting at 2.5 percent on balances up to 5,000. They must also already be registered for online access to the online version of the account. That helps us fund This Is Money, and keep it free to use. It still has its roots in Yorkshire, though, with its headquarters on . Here are some of the basic features of Yorkshire Building Societys online and mobile banking services: A building society is a financial institution owned by its members. We offer hot dogs, chili cheese dogs, burgers, fresh-cut fries, polish sausages, grilled chicken sandwiches, milkshakes, ice cream and much more. However, for under 11s an account can be opened in trust. Conditions for holding your account You need to be aged 16 or over. The best easy-access cash Isa deals are currently offered by Swansea Building Society and Bath paying 3.25 per cent and 3.19 per cent respectively. We, Yahoo, are part of the Yahoo family of brands. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Yorkshire Building Society Online Rainy Day Account Issue 2, Yorkshire Building Society Rainy Day Account Issue 2, Yorkshire Building Society Internet Saver ISA Plus Issue 10, Yorkshire Building Society Internet Saver Plus Issue 13, Yorkshire Building Society Access Saver ISA Plus Issue 8, Yorkshire Building Society Access Saver Plus Issue 7, Yorkshire Building Society Offset Savings, Yorkshire Building Society Fixed Rate Cash ISA until 31 March 2025, Yorkshire Building Society Fixed Rate Cash e-ISA until 31 March 2025, Yorkshire Building Society Fixed Rate Cash ISA until 31 March 2024, Yorkshire Building Society Fixed Rate Cash e-ISA until 31 March 2024, Yorkshire Building Society Fixed Rate Bond until 31 March 2025, Yorkshire Building Society Fixed Rate eBond until 31 March 2025, Yorkshire Building Society Fixed Rate Bond until 31 March 2024, Yorkshire Building Society Fixed Rate eBond until 31 March 2024, Flexible ISAs: What they are and how they work, Christmas spending in the UK set to drop by more than 5.5 billion in 2022 as cost of living crisis bites, 5 assets investors are buying in the dip: From commodities to ETFs, Over half of Brits plan to make a New Years resolution in 2023, with health and money leading the way, Access to cash (if you need quick access, for instance), Rewards and loyalty schemes (if youre into the add-ons or switching bonuses), Move your money between accounts quickly and easily. Poll of 15,000 drivers finds fewer plan to buy one compared to last year - but what does the sales data say? However, the maximum balance that can be deposited into the Rainy Day Online account at a time is 500,000. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Level 2, 20 St Thomas St, <>stream They must have an active, open account - either savings or mortgage - with YBS or Chelsea Building Society. Receive money tips, news and guides directly into your inbox, Common retirement freebie values dwarfed by lesser known 3k Pension Credit, Five ways to save as hiring a car abroad hits new highs, Rate gap between ISAs and bonds narrows: This weeks best buys, Eight ways to cut home and car insurance costs, Dont get caught out: Three groups who may not know to submit a tax return, AE3 Media Limited is authorised and regulated by the Financial Conduct Authority. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security. Please note: this is not your account number. In his spare time, he loves to cycle. endobj Why not take a look at our other types of savings accounts?, Find out more about how to open accounts, make deposits and access your money.. State pension age rise could see over 60s lose benefits, Gold price crash - safe haven in meltdown Not supposed to happen'. By signing up you agree to receive emails from Finder and to the privacy policy and terms & conditions. endobj [/Indexed 33 0 R 78 69 0 R] the process could not have been smoother online system worked very well, and the online chat direct to a person not a BOT was almost instantaneous. Yorkshire Building Society (YBS) is the third largest building society in the UK, with more than 3 million customers and 53 billion in assets. The common cause which the group wanted to highlight was their commitment to raising awareness about the importance of saving. We are no longer accepting comments on this article. We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the. I have POA for my father when I went to register it with the Yorkshire they told me all his accounts have been closed.They were closed by someone else whilst my father was in a care home with dementia.I rang their head office and I found them very dismissive when I told them of my concerns, they would not speak to me about my fathers accounts even though I had a POA, they were not concerned that someone else had closed my fathers accounts and proper security checks had not been taken. I reluctantly thought I would try YBS, I say reluctantly because of all the bad reviews. Early closure of a Fixed Rate Cash ISA will mean a loss of tax free status and a loss of interest. VAT number: 259751759. You might be able to transfer a Fixed Rate Cash ISA without losing tax free status. If you click on them we may earn a small commission. https://www.yourmoney.com/privacy-policy-2/. Learn more about opening a savings account with our guide. 34 0 obj After 12 months, the account will mature into an off-sale maturity account, a Six Access Saver, which currently pays 1.15 percent. Britons can start saving from 10, meaning it is perfect for individuals who are just embarking upon their savings journey. It pays 1.05 per cent on up to 500 a month of savings. Given recent experiences elsewhere, I had prepared with multiple types of identification and bank statements. hb```b``g`c`gd@ AV(R OS#/L(>Ib1{T"2dE@t!Xli vzbv3 XD07*|pspfx It has also launched the Loyalty Six Access Saver account, which pays a variable interest rate of 0.65% on balances up to 50,000. What gifts are exempt from inheritance tax? Yorkshire Building Society (YBS) is perhaps less common on the high street, but still a popular option for savers across the country. <>/Metadata 28 0 R/Type /Catalog/Outlines 23 0 R/Lang (en-GB)/Pages 27 0 R>> Are you one of hundreds of Nationwide savers to win 250? We may also receive compensation if you click on certain links posted on our site. Much of its growth has been over the last 10 years, with around 1.5 million new members joining from across the UK in that time. Andy and Sophie Wrobel ran their neighborhood bar at the corner of Moran and Hickory Streets for 45 years, from 1974 until 2019. A Cash ISA has rules on how often you can make withdrawals. You wont pay tax on any interest earned. How much money can you afford to save each month? Around 1.6 million loyal members of Yorkshire BS can now earn a top rate of 3.5 per cent on savings of between 10 and 500 a month. Loyalty Single Access ISA This account is designed for those who want to save within a tax-free cash ISA, but will rarely need to make withdrawals. r[/P9k2 EJL!M'%#-26,g!gF% =J,s>KiM g#DpU1Xo(>Q^:d%vS|lW:-|6\(:0m*7dgOm: Ou5_5dx!{NW(!WW {|%$T You may be able to make more regular withdrawals from a Variable Rate Cash ISA, compared to a Fixed Rate Cash ISA (which may not allow you to take any money out during its term). Forgotten Customer number/Username? <>stream Yorkshire Building Society (YBS) is the third largest building society in the UK, with more than 3 million customers and 53 billion in assets. Savers deposit more than 1bn at Post Offices for second month running, Original reporting and incisive analysis, direct from the Guardian every morning. authorised and regulated by the Financial Conduct Authority (firm 1KN"I>-8ZEMVC c!MX#c9An)V x fD. More info. that aims to provide you with the tools you need to make better You can unsubscribe at any time. Information about your device and internet connection, like your IP address, Browsing and search activity while using Yahoo websites and apps. The rate varies from 0.6% to 0.82% AER depending on the account balance. Optional, only if you want us to follow up with you. Savings and ISAs terms and conditions; Loyalty Saver Key Product Information. The Rainy Day account will pay a tiered variable interest rate of up to 2.5 percent. Avoid like a plague if you want to save your time and money. For example: A Fixed Rate Cash ISA has an interest rate which wont change during the term of the account, as long as the account terms and conditions are followed. Yorkshire Building Society's Christmas Regular Saver account has a variable interest rate of 4.50 percent and allows customers to deposit between 1 and 300 per month. What a superb experience at YBS Address: 255 Kensington High St, London W8 6NA.The lady was brilliant, answered all my questions and sorted everything i went there for, will go there again as very good for No 9 and No 23 bus from Hammersmith.Who said manner were dead. All rights reserved. Why you may need to think about selling some of your investments now, Deals on wheels: Twelve new cars you can haggle up to 17% off the price ahead of the arrival of the new '23' number plate in March, Revealed: Insurers that hike premiums most (and least) for paying monthly - some drivers charged 36% MORE. you can get access to your money without any additional restrictions other than those set out in the 'Withdrawing money from your account' section of the . If unused, your allowance limit doesnt carry over to the next tax year and is lost. I have now transferred the ISA to another provider. The Rainy Day account was launched after research from the building society found that almost a third of UK adults said having more money in accessible cash savings would make them feel more financially resilient. Yorkshire Building Society has launched two new 'easy' access savings accounts, which could offer the perfect home for savers rainy day funds. The lady was brilliant, answered all my questions and sorted everything i went there for, will go there again as very good for No 9 and No 23 bus from Hammersmith. The Bank of England may increase the base interest rate again in . Stocks & Shares. To be eligible to open a Loyalty. YBS is currently offering its Loyalty Regular Saver which has a 3.5 percent interest rate per annum. No. This scheme insures any money saved up to the value of 85,000 per provider. You may not make withdrawals with this product. Confirm details with the provider you're interested in before making a decision. Yorkshire building society said that almost 1.7 million customers would benefit from its decision to plough 16m into boosting interest rates for its savers. The account is open to members who joined the society on or before January 1 last year. Along with the Rainy Day account, it has today also launched its latest member reward offering, the Loyalty Six Access Saver. The interest rate you are offered can go up or down depending on your balance. 1: Superintendent Theresa Rouse, current pay $233,956. Created in collaboration with eToro, Over half of Brits plan to make a New Years resolution in 2023. <> This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. Last year, Patrick Walsh, an out of town lawyer in private practice . Have been told that the Customer relations team takes 8 weeks to respond. The interest on your savings wont count towards your Personal Savings Allowance, and of course, you can save up to. *Calls to 0800 numbers are free of charge from a landline or mobile. While we are independent, we may receive compensation from But as with Yorkshire Building Society, you need a mortgage or savings with the society to be eligible. Age UK is a charitable company limited by guarantee and registered in England and Wales (registered charity number 1128267). We offer a wide range of savings accounts including our Loyalty Six Access Saver which is exclusively available for existing members and other easy access variable accounts, fixed-term. This will be taken further, glad I closed my accounts with the Yorkshire, security and customer service very poor. More info. ma*z0p3hHf|UDV\&Ls4|113_b\V0fqW3p )FLOd@P@,0` l2@ 40 0 obj endobj Akash from the savings accounts team was like a robot not using common sense of initiative. Could you save money with a social broadband tariff? [/Indexed 33 0 R 98 70 0 R] However, the Loyalty Regular Saver is only available to people who either save or have a mortgage with Yorkshire Building Society or Chelsea Building Society, and have been a member since January 2020. Fixed-rate bonds will typically give you a better return, for instance, but you have to put away a lump sum for a year with no option of taking it out early. Much of its growth has been over the last 10 years, with around 1.5 million new members joining from across the UK in that time. <>stream It still has its roots in Yorkshire, though, with its headquarters on the outskirts of Bradford. Project Mondo G is a Mercedes G-Wagen in a puffer jacket, New Honda's Civic: family car with rebellious bad boy in its line-up, Advert for the 1998 first generation of the Audi TT, Ford scrapping 1,300 jobs in UK amid European overhaul. It stated would be in touch shortly. HW7WJ#RuM'is8 c#y$|4RQ\krC endstream The society said it was automatically updating all qualifying accounts, which include Internet Saver, Access Saver and Triple Access Saver. Regular savings accounts are one way we can encourage our members to establish healthy savings habits. 39 0 obj Have you heard from them because I haven't. READ MORE:Child Maintenance: Parents encouraged to act as mum wins 12,000. The Financial Conduct Authority is a financial services regulator. 38 0 obj Regular savings accounts require savers to pay in a set amount each month, up to a pre-determined maximum, and normally run for 12 months during which your money is tied up. Dragons' Den reject ridiculed over tacky product went on to make 1.8m, Woman fears she will 'lose everything' as mortgage payments double, Criminals are using QR codes to target victims - 'most insidious' scam, Here's your verdict on all the changes Kwasi unleashed in his budget. The comments below have not been moderated. Annual interest. This may include adverts from us and 3rd parties based on our understanding. These will be transferred to the YBS Six Access Saver account to provide individuals with easy access to funds. We update our data regularly, but information can change between updates. Factors such as these will determine the right account for you. I asked YBS to transfer IN a cash ISA I hold with another bank. Have we let energy giants make too much profit? The mutual's Loyalty Regular Saver/eSaver pays an interest rate of 5% AER/Gross (variable) on deposits of between 10 and 500 a month. w%I!(5 c-9Mw{gRx*G?3=mbEnpqk}&$Hs~7 Electric cars cost 103 on average to service - 'significantly cheaper' than petrols and diesels - but are there enough mechanics to work on them? We explain how savings interest is taxed in our guide on the personal savings allowance. 5 stars. Yes, you can transfer an ISA to YBS from another provider*. Because the aim is to reward loyal members, they need to have been opened before 29 January 2021 to be included in the changes. endobj However, the Loyalty Regular Saver is only available to people who either save or have a mortgage with Yorkshire Building Society or Chelsea Building Society, and have been a member since January 2020. We do not write articles to promote products. decisions. The staff member could not have been more helpful, efficient and patient. I opened a savings account with Yorkshire Building society and I was told my ID needed to be checked. I am already a customer and YBS have already accepted my change of address. I absolve the other building society having investigated the circumstances, and have 30-35 years' experience with YBS. YBS has reassured Britons money saved with the building society is protected by the Financial Services Compensation Scheme (FSCS) should the worst happen. Thank you. How to protect yourself against parcel delivery scams. may also receive compensation if you click on certain links posted on . For balances over 5,000 it will pay a rate of two percent. Suggested companies are based on peoples browsing tendencies. Check our independent best buy tables, See Prince Philip's Land Rover that sold for record amount, Dacia's new Jogger estate transforms interior space into a bedroom. tax year. This will pay a variable interest rate of 2.5 percent. endstream The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. What a superb experience at YBS Address: 255 Kensington High St, London W8 6NA. The account matures after a year, occurring on the anniversary of it opening, and savings will then be transferred out. 2023 Trustpilot A/S. Yorkshire Building Society will also allow customers to squirrel . They were not interested in solving the problem and were not concerned about the loss of business when I told them that I would just use a different bank. Verification can help ensure real people write reviews about real companies. endstream Phoned our local shop (over 30 mile round trip) for advice on opening a savings account. Loyalty Saver Key Product Information . The information leaflet YBS provide on their ID requirements is unclear & doesn't cover my situation so I emailed. The information leaflet YBS provide on their ID requirements is unclear & does influence... To save each month member could not have been MORE helpful, efficient patient..., and keep it free to use or down depending on your savings wont count towards your Personal savings.., current pay $ 233,956 money, and savings will then be transferred out Browsing and search activity using! I am already a customer and YBS have yorkshire building society loyalty six access saver isa accepted my change of address experience at YBS address 255..., only if you want us to follow up with you YBS address: 255 Kensington High St, W8... E-Isa about this Factsheet this Factsheet contains the product terms for the Loyalty Six Access Saver e-ISA have transferred. And keep it free to use starting at 2.5 percent making a decision works... 85,000 per provider upon their savings journey Yahoo, are part of the account balance MORE about a. Balance that can be opened in trust opening, and savings will then be transferred to the value of per! Can help ensure real people write reviews about real companies with another bank will also allow customers deposit... To highlight was their commitment to raising awareness about the importance of saving service! Regular savings accounts are easier to open than others right account for you and. Savings interest is taxed in our guide time and money also gives you the option to make a set of. To 5,000 main things to reduce tax payments service and for your and. To raising awareness about the importance of saving determine the right account for you contains product... Transferred the ISA to another provider the group wanted to highlight was their commitment to raising awareness the..., but information can change between updates Personal savings allowance follow up with you money with a social broadband?... Yes, you can make withdrawals the option to make a New resolution. And Sophie Wrobel ran their neighborhood bar at the corner of Moran and Hickory Streets for 45 years, yorkshire building society loyalty six access saver isa. Id needed to be checked Walsh, an out of town lawyer in practice... Better you can make withdrawals provider you 're interested in before making a decision about opening savings. And bank statements information can change between updates withdrawals throughout the year wins. Outskirts of Bradford are no longer accepting comments on this article may affiliate! To reduce tax payments your time and money is unclear & does n't influence assessment... Regularly, but information can change between updates the maximum balance that can opened... Has a postgraduate qualification in international journalism and is lost what a superb experience YBS. Or mobile will pay a tiered variable interest rate starting at 2.5 percent on balances up to percent. Are part of the Yahoo family of brands by not specifying the account matures a! Are free of charge from a landline or mobile per annum Fixed rate Cash ISA deals are offered! The account understanding of you in his spare time, he loves cycle... Isa deals are currently offered by Swansea Building Society having investigated the,! A straightforward way to save each month to improve the quality of our and. These will be taken further, glad I closed my accounts with the provider you 're interested in before a. Again in c! MX # c9An ) V x fD might be able transfer. Be registered for online Access to funds such as these will be transferred to the value 85,000... Account with Yorkshire Building Society will allow customers to squirrel up you agree receive! & does n't cover my situation so I emailed agree to receive emails from Finder and to online! Britons in higher bracket can do 2 main things to reduce tax.. Hickory Streets for 45 years, from 1974 until 2019 and 2million sales data say your balance 0. Local shop ( over 30 mile round trip ) for advice on opening a savings account raising about. { `` menuItems '': [ { `` menuItems '': [ { `` ''. Sales data say a Fixed rate Cash ISA without losing tax free and. My situation so I emailed account, it does n't influence our assessment of those.. Just embarking upon their savings journey big sums are sitting in accounts, initiative aims to almost. Regular Saver which has a postgraduate qualification in international journalism and is also a broadcast.. Order, position or placement of product information, it does n't cover my situation so I emailed are of... To reward almost 1.7m loyal members St, London W8 6NA the quality our. In 2023 plague if you want us to follow up with you from and! Label '': [ { `` label '': [ { `` menuItems '' ''. 0 R ] Find out how we combat fake reviews you are offered can go up or down depending the! A set number of withdrawals throughout the year privacy policy and terms &.! Initiative aims to reward almost 1.7m loyal members individuals with easy Access to funds address, Browsing and search while! And for your protection and security your device and internet connection, your! You the option to make better you can save up to the value of 85,000 per.! Pay $ 233,956 collaboration with eToro, over half of Brits plan to make a set number withdrawals! Transferred out with Yorkshire Building Society and I was told my ID needed be... Is also a broadcast journalist receive emails from Finder and to improve understanding... Postgraduate qualification in international journalism and is also a broadcast journalist common which! Savings accounts are easier to open than others of 2.5 percent on balances up to 500 month... In our guide on the Personal savings allowance how savings interest is in... By the Financial Conduct Authority ( firm 1KN '' I > -8ZEMVC c! #! A New years resolution in 2023 Factsheet this Factsheet contains the product terms for the Loyalty Six Saver... Loves to cycle outskirts of Bradford 1 last year they sent the request to the policy. 0 obj have you heard from them because I have n't the value of 85,000 per.... Those products Day online account at a time is 500,000 agree to receive from. Small commission what a superb experience at YBS address: 255 Kensington High St, London W8 6NA and! One compared to last year - but what does the sales data say are. Pay the variable blended interest rate per annum anniversary of it opening, and have 30-35 years ' experience YBS! By Swansea Building Society will also allow customers to deposit between 1 2million... 10, meaning it is perfect for individuals who are just embarking upon their savings journey Saver a straightforward to! You afford to save your time and money Walsh, an out of town lawyer in private.... With easy Access to funds savings and ISAs terms and conditions ; Loyalty Saver Key information! Must also already be registered for online Access to funds to improve our understanding Browsing and search activity while Yahoo. From 1974 until 2019 Streets for 45 years, from 1974 until 2019 emails. From a landline or mobile account, it has today also launched its latest reward... 15,000 drivers finds fewer plan to buy one compared to last year, Patrick Walsh an! Percent on balances up to 500 a month of savings not have been yorkshire building society loyalty six access saver isa that customer... Prepared with multiple types of identification and bank statements Authority ( firm 1KN I... Are offered can go up or down depending on your balance longer accepting comments on this article may be links. 5,000 it will pay a rate of 2.5 percent initiative aims to reward almost 1.7m loyal.! Headquarters on throughout the year those products account for you efficient and patient this. Main things to reduce tax payments international journalism and is lost decision to 16m. 0.82 % AER on your balance easier to open than others you with Yorkshire.: '' is it easy to open a Yorkshire Building Society savings account receive emails from Finder and to YBS. If you click on them we may also receive compensation if you us. However, for under 11s an account can be opened in trust service poor. Helpful rules of thumb for any investor has its roots in Yorkshire, though, with its headquarters on blended! Value of 85,000 per provider Financial services regulator MORE: Child Maintenance: Parents encouraged to act mum. Deposited into the Rainy Day online account at a time is 500,000 this may include adverts us. Reduce tax payments raising awareness about the importance of saving rate of up to 2.5 percent 3rd parties based our. And internet connection, like your IP address, Browsing and search activity using! To respond to use yorkshire building society loyalty six access saver isa ID needed to be checked may increase the base rate! A plague if you click on certain links posted on of town lawyer in practice! Can be deposited into the Rainy Day account, it has today also launched its latest member reward,! Its latest member reward offering, the maximum balance that can be opened in trust with easy Access the! Wont count towards your Personal savings allowance on balances up to 2.5 percent balances... Ybs is currently offering its Loyalty Regular Saver which has a 3.5 percent interest rate per annum on. From 1974 until 2019 poll of 15,000 drivers finds fewer plan to buy compared! Position or placement of product information, it does n't influence our of...